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The Customized Account

Customized checking gives your business the opportunity to make the most of your deposited funds by creating an earnings credit that helps to reduce or even eliminate account fees.

The amount and impact of earnings credit will vary depending on your collected account balances and your business’s unique transaction requirements, as fees for monthly service, maintenance, and various types of account activity are separately priced. The earnings credit will be applied to current month’s activity.

Separately priced fee types include:

  • Account maintenance
  • FDIC insurance
  • Checks and other debits
  • Deposits and other credits (on us and transit)
  • Return deposited items
  • Currency processing per $100
  • Purchased currency
  • Domestic wire fees (incoming and outgoing)
  • International wire fees (incoming and outgoing)
  • NSF fees
  • Overdraft fees
  • Stop Payment fees
  • Night bags (plastic and non-plastic)

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